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Corporate Strategy

Banking Strategy:


  • Diversify portfolio both the retail & wholesale markets.

  • Ensure diversification by sector, size, economic purpose & geographical location wise investment & expansion based retail & SME / Women entrepreneur financing.

  • Focus on customers by providing innovative products and service.

     

    Management Strategy:

     

  • Cultivate a congenial working environment.

  • Manage & operate the bank in the most effective manner ensuring corporate governance.

     

    STRATEGY FOR REACHING UNBANKED AREAS:

     

  •   Meeting investment needs of small traders, hawkers, workshop  

            owner, educated but unemployed women etc in the urban areas.

  • Raising savings from the low earning rural people while extending effective investment to the rural areas;

  • Providing banking access to the people of the tribal and coastal areas.

  • Innovating appropriate saving instruments and investment packages for fishermen, cattle raisers, producers of milk and milk products, weavers and so on.

  • Funding for setting up of diagnostic centers and clinics in the rural areas and encouraging new entrants in construction, repair and maintenance;

Supporting investment facilities for the workers and professionals returning from abroad with newer ideas and technologies.
 
  
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