h
h
h
h
h
g
cs
c
     
Home
Banking info App
Web mail
Profit Rate
Service Standard
Green Banking
CSR
Complaint & Information Cell
   
   
   
 
Al Wadiah Current Deposit Accounts:
 
uc
 
 
 

Al Wadiah Current Deposit is a deposit product operated according to Islamic Shariah where the depositor will deposit money in the Bank in the form of "Amanat" and thus expects on profit or loss.

The Bank takes permission from the depositor to use the deposit according to Islamic Shariah but guarantees that the amount deposited would be available to depositors whenever s/he demands. If Bank does loss using this deposit then bank will incur all responsibilities. Since depositors do not take any risk of loss, so they cannot demand any profit.

 
 
         
  Key Features:      
 
*
Any adult having sound mind can open this account in his/her name singly or jointly with others. Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account.
   
         
 
*
Account opening balance is TK. 1,000 only, which is treated as minimum balance of the account
   
         
 
*
Half Yearly Account maintenance fees: TK. 500 only + 15% VAT
   
         
 
*
ATM Card / Debit Service (Yearly Fees: TK. 400 only + 15% VAT)
   
 
   
 
*
Cheque Book
   
 
   
 
*
ATM Card upon request (personal account)
   
 
   
 
*
Monthly statement
   
 
   
 
*
Frequent and random transactions do not have any impact on profit calculation as it is a non-profit bearing product
   
 
   
 
*
Bank accepts and supports Standing Instructions
   
 
     
 
Who can apply
     
 
Any Bangladeshi citizen, 18 years or over    
 
     
 
A minor operated by a legal guardian may also open the account    
 
     
 
Required Documents
     
 
1 or 2 copy Photograph of applicant.    
 
     
 
1 copy photograph of nominee duly attested by Applicant    
 
     
 
NID/Passport/Any other valid photo identify of applicant    
 
     
 
NID/Passport/Any other Valid photo identify of nominee (if any)    
 
     
 
TIN Certificate of applicant ( if any )    
 
     
 
Documents Related with sources of fund ( if any)    
 
Documents Related with sources of fund ( if any)    
 
     
 
Profit Rate of all Deposit Products:
   
 
     
 
     
 
     
 
     
 
download    
 
  
p
p
p
p
 
   
   
Copyright@ 2017 Union Bank Ltd. All Rights Reserved